Why homeowners insurance is important in California
Everyone makes sure we have car insurance, health insurance, and sometimes we have health insurance for our pets too! It's also important to have insurance for our homes, whether it be a homeowners or renters insurance policy.
A survey conducted by the Insurance Information Institute in 2014 stated that although 95% of homeowners had homeowners insurance, only 37% of renters had an insurance policy. Renters insurance is very important and policies usually cover personal contents such as furniture and jewelry in the event of a fire, water damage, or due to theft. The cost of renters insurance is also very affordable, generally at less than $20/month. It can also help cover the cost of living expenses while your residence is being restored.
Take care to also be informed of what your policy includes. For example, earthquakes and flooding from outside water are rarely included and would be a separate policy.
If you don't have insurance, the costs can be excessive. SERVPRO of Amador/Calaveras Counties offers competitive pricing and will do our best to work within your budget. We are "Here to Help" 209-912-9205